Najm Care
Overview
Najm Care is a unique insurance product that offers you complete peace of mind for just AED 1 a day. It protects you and your family from common daily risks and financial uncertainties that come with such unexpected events.​
Personal Accident Benefits
While living and working in the UAE
- Loan / mortgage payment – Monthly benefit, up to 12 months
- Credit card bill payment – Monthly benefit, up to 12 months
- School fees payment – Monthly benefit, up to 12 months
- Double benefit for accidental death / permanent total disability for common carrier accidents, permanent partial disablement
- Medical reimbursement for accidental death, permanent partial disability, permanent total disability
Hospitalization Benefits
While at hospital due to accident
- Hospital cash due to accident (up to 60 days)
- Hospital cash due to accident in ICU (up to 60 days)
- Broken bones due to accident
Home Content Benefits
While home or away travelling
- Home contents
- Contents temporarily removed
- Loss of rent & alternative accommodation
- Replacement of locks & keys
- Visitor’s personal belongings lost / damaged
- Tenants liability
- Loss of documents (passport, driving license, Emirates ID and work permit)
- World wide cover for personal belongings incl. jewellery, portable electronics, mobiles, tablets, documents, wallet and misuse of credit card and other valuables carried with the individual. Covers loss, accidental damage, theft in the UAE & up to 90 days while travelling worldwide
- Loss of money and misuse of credit card
- Najm credit cardholders between the age of 18 – 64 years, at the policy commencement date​
- Must be a UAE resident​
- Must be a salaried employee​