Najm Online
At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account.
Najm Online Features
Najm Card Payments
Paying for your Najm card is only a click away
Touch ID Login
Login to our app effortlessly with just your fingerprint
Payment Locations
Find payment locations nearest to you
Dewa Bill Payments
Paying your DEWA bills has never been easier
Statement Balance
Download as PDF or view your statements online
Apply for EPP/BT/LOP
Apply for an Easy Payment Plan, Balance Transfer and Loan On Phone online
Etisalat Bill Payments
Issue your Etisalat monthly payments online
Apply For Cards
Apply for an upgrade or a new supplementary card
Rewards & Cashback Calculator
Calculate the cashback or rewards you earn
Service Requests
Raise requests & review application status
Cashback Voucher
Download your Carrefour vouchers or view details online
Activate your card
Activate your new cards online