Enjoy 0% interest Easy Payment Plan on all your electronic purchases!
A new LCD television, a computer or a home appliance – Take advantage of the best EPP offer with your Najm card.
The Easy Payment Plan (EPP) is a payment feature on your Najm Credit Card, which lets you make these big purchases and payback in delightful small installments, so you can live the life you always wanted.
You can now convert any purchase above AED 500 into an EPP transaction with the convenience of paying back in 3, 6, 9 or 12 months.
To convert your electronic purchase transaction to EPP, call the Najm Call Centre at 600 57 NAJM (6256). This transaction will be deferred with your choice of repayment plan. Your installments will reflect on your monthly statements.
Tenor |
Minimum Amount |
0% EPP Processing Fees |
3 |
AED 500 |
0% |
6 |
AED 500 |
2% |
9/12 |
AED 500 |
3% |
The Easy Payment Plan also offers unique benefits like:
- No additional annual charges
- No credit approval
- No lengthy documentation
Please note that transactions converted to 0% installment plans will not earn reward points/cashback.
Terms & Conditions
- For Easy Payment Plan (EPP) booking or any queries, please quote reference number 2065
- 0% EPP is subject to approval
- Minimum transaction amount for electronics EPP is AED 500
- Offer is valid only on electronics purchases; customers may be asked for a proof of payment in case the merchant is not a part of the registered list of electronics merchants.
- Offer is valid on electronics purchases made between 24th September 2019 and 28th September 2019
- 0% EPP should be booked on or before 31st October 2019 & if installed for 3, 6 or 9/12 months a processing fee of 0%, 2% or 3% will be charged respectively.
- Transactions converted into 0% easy payment plans will not earn any reward points
- Any dispute regarding fulfillment of the campaign can be raised by the customer 60 business days from the campaign end date. Any dispute raised post this date will not be considered.
- Majid Al Futtaim Finance L.L.C. & merchant specific terms & conditions applicable
- Majid Al Futtaim Finance L.L.C. makes no warranties & assumes no liability or responsibility with respect to product and service provided by partners/other entities participating in the program